Tag: saving for retirement

One of the longest-standing debates in investing is over the relative merits of active portfolio management versus passive management. With an actively managed portfolio, a manager tries to beat the performance of a given benchmark…

Life insurance could play an important role in your wealth-preservation strategy.Although many people allow their life insurance policies to lapse as they get older,there are good reasons to maintain coverage. The most obvious reason, of…

The IRS uses your “combined income” to determine taxability of benefits. If your income exceeds certain income thresholds, you may owe federal income tax on up to 50% or 85% of your Social Security benefits….

The Bipartisan Budget Act of 2015 made some changes to the rules for claiming retirement and spousal benefits. Deemed Filing New rules: Deemed filing now applies to everyone, even those who are full retirement age…

Contributing to an employer-sponsored retirement plan or an IRA is a big step on the road to retirement, but contributing to both can significantly boost your retirement assets. A recent study found that, on average,…

Chances are, your retirement income will come from a variety of sources, which will need to be thoughtfully and carefully combined like pieces of a puzzle. Let’s take a look at some of the more…